Simplify $\bigg( \large\frac{-12}{7} \times \frac{35}{16}\bigg)-\bigg(\large\frac{9}{5} \times \frac{4}{3}\bigg)$

Question

$\begin{array}{1 1} \large\frac{123}{20} \\ \large\frac{121}{20} \\\large\frac{-121}{20} \\\large\frac{-123}{20} \end{array}$